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Agriculture Checking

Business Checking*

Whether you are a small business with limited transactions or a large corporation with significant check writing and deposit activity, a South Georgia Banking Company Business Checking account can offer you features and fees to suit your business. A Customer Service Representative will be glad to discuss which account best suits your needs.

Money Market Account*

Choose this account to earn the Money Market interest rates. The interest is determined by an account balance tier formula; the higher the balance the higher the rate. No monthly maintenance fees for daily balances of $2,500 or more.**

Save money and time by offering your employees direct deposit. Our Payroll Direct Deposit service offers a systematic approach to paying your employees while minimizing your work.
Every business likes to get paid on time. Our Direct Payment service allows you to debit your customers accounts electronically for their reoccurring charges.
When you're too far away or have no time to come by one of our convenient locations to make a deposit, our Remote Deposit Capture service allow you to make a deposit direct from your office.
Access your accounts 24 hours a day, make transfers and view transactions all from the convenience of your computer.
South Georgia Banking Company's local Night Depository service to minimize your risk of having excess cash at your place of business. This service is available in each of the communities we serve.
*All checking and savings accounts are subject to approval.
** A $5.00 minimum balance fee applies to personal money market account if the daily account balance is below $2,500.00.