Treasury Management
The Treasury Management Department at South Georgia Banking Company specializes in providing tailored financial solutions to commercial clients. They offer a range of services including cash management, payment processing, and risk mitigation. Leveraging advanced technology, they focus on optimizing efficiency and maximizing returns for businesses. With personalized consulting and ongoing support, they aim to build lasting partnerships based on reliability and exceptional service!
South Georgia Banking Company's merchant services allows you access to a full service Help Desk with online reporting and other business intelligence tools, 24/7 customer service & technical support.
Business Digital Bank- Access and Tools needed to manage your business account from anywhere.
Fee- No Fee
Business Mobile Banking- Access to your Treasury tools from any mobile device.
Fee- No Fee
IntraFi - Making sure all money is under FDIC Insurance
Fee – No Fee
Positive Pay Checks- Identifies potential fraud checks activity when the item is presented for payment. It is compared to a file that has been uploaded to our system.
ACH Positive Pay – Prevents any unauthorized ACH transactions. The business can set up ACH in a block, acceptable list or they can have ACH in an unlisted section.
Fee – $25 per tool, if both $45
ACH Origination- Processing and streamline payments to your vendors and payroll for your employees.
Fee- $20 per Batch/ $.08 per transaction or $50 a month/ $.08 per transaction
Online Wire Service- Initiating wires through our Digital Online platform
Fee- $30 Outgoing Domestic Wire
Remote Deposit Capture (RDC)- Ability to scan and deposit checks from the convenience of your office
Fee- $30 a month for RDC equipment (i.e., scanner)
Tier price for items processed in a month:
Tier1- 1-200 items $75
Tier2- 201-500 items $100
Tier3- 501-1200 items $125
Tier4- 1201-2500 items $175
Lockbox Services- This product streamlines, manages and process payments sent to your lockbox for payment processing.
Fee- Price varies based on size box that will be selected.
Merchant Card Services- Business with needs for Credit/Debit Card processing to receive payments. Gives the ability to take all forms of payment from cash payments to non-cash payments.
Fee- varies based on the type of product that is needed for the business.
Retail transactions in person or online are easy with our POS solutions. Enjoy inventory management and reporting analytics at your fingertips.
Features include:
- Loyalty programs
- Employee time management
- Cloud-based reporting analytics
Forget cash and checks. Accept payments for goods and services through your tablet or cell phone. Convenient and secure.
Benefits include:
- On-the-go pocket-size design
- EMV chip or magstripe
- Android and Apple capability
Expand payment options for your customers with a credit card terminal.
Choose from a wired connection at the front counter or a wireless device that moves with you.
Turn your computer into a credit card terminal—no special equipment needed to accept payments remotely.
Features include:
- Online payments & reporting
- Recurrent payments
- Invoicing
Allows you to sell products and services on your website with a customized payment page.
Give your customers:
- A customized checkout experience
- An easily accessible way to pay
Nonprofits can accept donations anytime, anywhere. Supporters can text a keyword and donation amount to a designated phone number.
It’s fast, easy and secure.
- Retail
- Restaurants
- Ecommerce
- Medical
- Local Municipalities
- Churches & Nonprofits