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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Business Additional Services

Credit Card Services*

Whether you're looking for a credit card for personal or business use, we have a local card with global power and a better choice of benefits. Apply now (Opens in a new Window) (Opens in a new Window) or access your existing credit card account here (Opens in a new Window) (Opens in a new Window).

Safe Deposit Boxes

Protect your valuables and keep your important documents safe at all times with one of our Safe Deposit Boxes. Sizes range from a 3x5 to a 10x10 with annual fees ranging from $20.00 to $60.00. Rest easy each day knowing the items you store are safe and secure.

24 Hour Telephone Banking

Keep in touch with your money 24 hours a day with South Georgia Banking Company’s Telephone Banking. With the use of your touch tone telephone, you can get information on your checking, savings, Certificate of Deposit, or loan accounts. In addition, you can transfer funds and receive a fax of your transactions. The phone number to access Telephone Banking is 877.482.5680.

Overdraft Protection

Worried about accidental overdrafts, let us set up an automatic overdraft protection transfer from one of your other checking or savings accounts.

Convenience Services

  • Wire Transfer
  • Night Depository Service
  • Bank-By-Mail






























*Loans, lines of credit and credit cards are subject to credit approval.